Financial Planning


Plan to Meet Life Goals

Throughout life, circumstances change, new opportunities arise, and portfolios fluctuate. That is why we think of a financial plan as a living document. Tailored to individual needs and resources, a well-crafted plan evolves over time while staying in step with your fondest objectives.

Plans can be comprehensive or modular to include retirement, investments, insurance, taxes, education, and estate guidance.

“Personal financial planning” or “financial planning” denotes the process of determining whether and how an individual can meet life goals through the proper management of financial resources.

– Certified Financial Planner Board of Standards
Standards of Professional Conduct

Create a Plan: Analyze, Assess, and Achieve

During the financial planning process we analyze your current financial condition, assess planning strategies, and recommend specific actions to achieve your goals.

Analyze We complete a detailed data gathering exercise to analyze your current financial condition and determine if goals are achievable.
Assess We identify and assess strategies to improve your financial condition and accomplish your goals. Financial decisions often involve a trade-off of risk versus reward or immediate versus delayed gratification. When various options are available, an objective assessment provides guidance for well-informed choices.
Achieve We recommend specific customized actions to enhance financial strengths and address any shortfalls. Plans are tested under a variety of market conditions to establish a probability of success you can feel confident about.
Wechter Feldman